RMD Calculator
Required minimum distribution from a traditional IRA or 401(k).
Your numbers
RMD this year
$20,325.20
IRS life expectancy factor
24.6
The link and the printed sheet both save your numbers, so anyone who opens them sees the same estimate.
Compare scenarios
Save your current numbers, change them, save again, and see each estimate side by side. Saved in this browser only.
How it works
Balance on Dec 31 of last year ÷ IRS Uniform Lifetime Table factor for the age you reach this year. If your spouse is your sole beneficiary and over 10 years younger, the IRS Joint Life table gives a smaller RMD. Roth IRAs have no RMD for the original owner.
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Results are estimates for education only and are not investment advice.