4% Rule Calculator
Safe starting withdrawal and the nest egg you need.
Your numbers
First-year withdrawal
$40,000
Nest egg for your goal
$1,250,000
The link and the printed sheet both save your numbers, so anyone who opens them sees the same estimate.
Compare scenarios
Save your current numbers, change them, save again, and see each estimate side by side. Saved in this browser only.
How it works
Withdrawal = portfolio × rate. Needed = spending ÷ rate.
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Results are estimates for education only and are not investment advice.