Investing Guides

Smarter investing, made simple

Short, practical guides on returns, risk, inflation and reading financial promotions.

How to Size a Position So One Bad Trade Doesn't Sink You
Investing Guide

How to Size a Position So One Bad Trade Doesn't Sink You

The 1% rule, stop-loss placement and how to turn risk into an exact share count.

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How to Decode a Stock Teaser Yourself in 15 Minutes
Investing Guide

How to Decode a Stock Teaser Yourself in 15 Minutes

The exact steps we use: pull out the hard clues, search filings and cross-check numbers until one ticker fits.

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CAGR vs Average Return: Why Newsletters Quote the Bigger Number
Investing Guide

CAGR vs Average Return: Why Newsletters Quote the Bigger Number

A stock that gains 100% then loses 50% has a 25% average return and a 0% CAGR. Here is why that matters.

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Inflation Is Quietly Shrinking Your Cash. Here's by How Much
Investing Guide

Inflation Is Quietly Shrinking Your Cash. Here's by How Much

At 3% inflation, $10,000 buys about $7,400 of today's goods after 10 years. What you can do about it.

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Are stock newsletters worth it?
Investing Guide

Are stock newsletters worth it?

A practical framework for deciding whether a stock newsletter's research, track record, and price justify a place in your investing process.

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How to evaluate the credibility of stock picking newsletters
Investing Guide

How to evaluate the credibility of stock picking newsletters

Learn how to review a stock newsletter's track record, research methods, disclosures, and marketing before relying on its recommendations.

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Are penny stock newsletters legal? Pump and dump red flags
Investing Guide

Are penny stock newsletters legal? Pump and dump red flags

Understand the difference between lawful stock commentary and deceptive promotion, and learn how to spot warning signs around penny stocks.

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How to calculate beta and alpha for a stock
Investing Guide

How to calculate beta and alpha for a stock

Learn how beta and alpha are estimated, what their formulas mean, and why neither statistic should be treated as a guarantee of future performance.

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Stock analysis for beginners: how to read a 10-K
Investing Guide

Stock analysis for beginners: how to read a 10-K

Learn how to navigate a company’s annual 10-K filing, find its most useful disclosures, and turn accounting and risk information into better questions before investing.

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How finance charges are calculated on a car loan
Investing Guide

How finance charges are calculated on a car loan

Understand how APR, loan balance, payment timing, and fees affect the finance charge on an auto loan, and how to compare offers before signing.

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Amortization explained: where your mortgage payment goes
Investing Guide

Amortization explained: where your mortgage payment goes

A mortgage payment changes over time: early payments usually send more toward interest, while later ones send more toward principal. Learn how amortization works and how to evaluate extra payments.

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Personal loan vs credit card: the real cost
Investing Guide

Personal loan vs credit card: the real cost

A fixed-payment personal loan and a credit card can both finance a purchase, but their rates, fees, repayment paths, and risks differ. Compare total costs before choosing.

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How to read stock market news without overreacting
Investing Guide

How to read stock market news without overreacting

Market headlines emphasize urgency, but investment decisions benefit from context. Learn to separate facts from forecasts, evaluate relevance, and keep a plan through volatility.

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How to build a free stock watchlist routine
Investing Guide

How to build a free stock watchlist routine

A simple, no-cost process can help organize stock research without turning a list of tickers into an impulsive trading plan.

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The wash sale rule: a plain guide for US investors
Investing Guide

The wash sale rule: a plain guide for US investors

Understand the basic federal wash sale rule, why timing and replacement purchases matter, and when a tax professional can help.

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Roth IRA vs traditional IRA for stock pickers
Investing Guide

Roth IRA vs traditional IRA for stock pickers

Compare the federal tax treatment, eligibility, withdrawals, and practical tradeoffs of Roth and traditional IRAs before choosing an account for stock investing.

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How stock teasers work

A stock teaser is a financial promotion that describes an investment while withholding its name or ticker. The publisher usually offers the identity in a paid newsletter, special report or subscription package. The advertisement may describe a product, customer, patent, executive or market opportunity. Its immediate purpose is to sell access to research. That purpose matters because a persuasive sales story is not the same thing as a balanced assessment of an investment.

Read the promotion as a collection of claims rather than one continuous story. Separate facts about an existing business from predictions about what might happen. A company can have a real product and still face financing problems, competition or a demanding valuation. Finding the hidden ticker answers an identification question. It does not establish that the shares are inexpensive, suitable for your circumstances or likely to deliver the advertised return.

Turning clues into a company identity

Start with clues that can be checked independently. An exact revenue figure, a named facility, a specific customer relationship or a dated acquisition is usually more useful than language about a revolutionary opportunity. Write down the claim and its apparent date before searching. Promotions can remain online after the underlying figures become stale, so matching a current number to an old advertisement can lead to the wrong company.

Compare possible matches against public filings, company disclosures and the original promotion. A familiar industry theme is not enough. If two companies fit the broad description, look for a detail that distinguishes them. An unexplained contradiction should remain visible rather than being dismissed because the rest of the story sounds convincing. Globull's stated standard is to publish a reveal only when every hard clue matches one company. Uncertainty should not be presented as a confirmed identity.

Checking what the evidence actually supports

Use the source closest to the claim. Annual and quarterly SEC filings help establish reported revenue, business segments, debt and risks. Current reports can document important events. Investor presentations can explain a product or market, but they also express management's preferred account of the business. A publisher's advertisement establishes what was promoted, not whether the promotion's forecasts will come true. Keep those different evidentiary roles separate.

Check the reporting period, units and definitions around every important figure. Revenue is not profit, an order is not necessarily recognized revenue, and a potential market is not a company's sales forecast. A partnership announcement may describe testing rather than a binding purchase commitment. When a claim depends on a quotation, read the surrounding passage. The most useful research trail lets you distinguish a documented fact from an interpretation without relying on the writer's confidence.

Understanding 30, 90 and 365 day returns

The track-record implementation measures price changes from the recorded teaser date over 30, 90 and 365 calendar days. These are not counts of trading sessions. The basic calculation is ending price divided by starting price, minus one, expressed as a percentage. A move from $100 to $110 is a 10 percent price return. Each fixed window has its own endpoint, so a strong first month does not imply a strong first year.

The current calculation anchors the recorded date at 21:00 UTC and selects the available closing observation on or before each target timestamp, falling back to the first available observation afterward if none exists before it. Weekends, holidays and missing history therefore matter. A window that has not elapsed returns no result. These implementation details are useful when checking a figure against another service that uses different timestamps, date conventions or historical data.

Comparing a pick with the S&P 500

Globull uses SPY as the available market-price proxy for the S&P 500 comparison. SPY is an exchange-traded fund, not the index itself. Compare a stock and its benchmark over matching dates before interpreting the difference. If a stock rises 12 percent while the benchmark rises 8 percent over the same interval, the stock leads by four percentage points. That is different from saying the stock earned a four percent return.

The summary table averages available stock observations within each writer's row. Its benchmark row averages available benchmark observations across the quote collection, so it is not a separate matched portfolio for every writer. Missing observations can change which picks contribute to a window. Read individual results as well as averages. A comparison with a broad market proxy provides context, but it does not adjust for company size, sector concentration, volatility or the risk of permanent loss.

Reading results without overstating them

Not necessarily. Displayed price returns exclude commissions, taxes and dividends unless stated otherwise. They are not an account statement or a complete total-return calculation. Execution prices, spreads and the time at which someone could actually trade can change realized results. A historical closing price also does not prove that a reader saw the promotion before that close. Verify corporate actions and data-provider conventions when investigating an unexpected price movement.

The since-teaser figure uses the latest available quote rather than a fixed historical endpoint. It can change while completed windows remain separate measurements. The displayed win rate counts positive available since-teaser returns, not wins against the benchmark. The table also identifies analyst names as placeholders. Treat it as a limited displayed dataset, not a verified census of anyone's complete recommendation history or evidence that a particular person can reliably outperform.

US market scope and practical limits

Globull is written for a US audience. Stock coverage focuses on US exchange listings, including NYSE and Nasdaq, and prices are presented in US dollars. Do not assume that a foreign listing, an over-the-counter security or a similarly named share class is included. Confirm the exchange and ticker before comparing prices. A US listing can still represent a business with international operations, foreign revenue or exposure to currency movements.

Regular US stock trading generally runs from 9:30 a.m. to 4:00 p.m. Eastern time on market days. Quotes may be delayed, and extended-hours trading may not appear in a displayed figure. Tax and account explainers use US federal rules where stated; they are not a complete account of state, local or international requirements. Check current official guidance for the relevant year and seek qualified help when applying rules to your own circumstances.

Using the research hub

Choose a starting point based on the question you need to answer. Teaser breakdowns address a promotion's hidden company. Track records provide performance context. Guides explain concepts such as compounding, inflation and position sizing. The blog collects the available articles in one place. Move between these sections rather than treating any single reveal or percentage as a complete investment case. Educational calculators can help test assumptions, but their outputs remain dependent on the inputs.

For a correction or research tip, email contact@globull.com with the page address, the specific statement and supporting evidence. For a teaser submission, include the original promotion link, publisher and date you received it. Avoid sending account passwords, Social Security numbers or private brokerage documents. Globull provides general education, not individualized investment, tax or legal advice. Use the site to ask better questions, verify important claims independently and understand the limits of a result before acting.