Everyday Money

Capital Gains Tax Calculator

Estimated 2026 US federal tax on a sale and what you keep.

Your numbers

Filing status

Estimated federal tax

$1,200.00

Type of gain

Long-term

Effective rate on gain

15.0%

Net investment income tax

$0.00

After-tax profit

$6,800.00

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How it works

Held over 12 months: long-term rates of 0%, 15% and 20% on 2026 brackets (single: 0% up to $49,450 of taxable income, 20% above $545,500; married joint: $98,900 and $613,700). The gain stacks on top of your other taxable income. Held 12 months or less: taxed at your ordinary rate. Adds the 3.8% Net Investment Income Tax above $200,000 (single) or $250,000 (joint). Federal only; state tax not included.

Estimated federal tax$1,200.00

Results are estimates for education only and are not investment advice.