Pension Lump Sum vs Annuity Calculator
Compare a pension lump sum with its monthly annuity.
Your numbers
Annuity worth more
$10,544
Present value of annuity
$410,544
The link and the printed sheet both save your numbers, so anyone who opens them sees the same estimate.
Compare scenarios
Save your current numbers, change them, save again, and see each estimate side by side. Saved in this browser only.
How it works
Present value of monthly payments at your discount rate versus the lump sum.
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Results are estimates for education only and are not investment advice.